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Average Annual Auto Insurance Premiums


According to a January 2005 study by Runzheimer International, the City of Roanoke has the least expensive average annual insurance premium of all cities in the US. Assumptions for this study involving a mid-size sedan driven within a 50-mile radius of the city were: 1) $500 deductible for comprehensive, $500 deductible for collision and $100/$300/$50 bodily injury/property damage ($2,000 Medical and 100/300 Uninsured Motorist).

The lowest five are below:

City
Rank
Average Annual Premium
Roanoke, VA
1
$758
Wapakoneta, OH
2
$871
3
$911
Green Bay, WI
4
$948
5
$949

The highest five rates are below:

City
Rank
Average Annual Premium
1
$5,162
2
$4,142
3
$3,482
4
$3,225
5
$3,127
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  November 19, 2008